Category: Ct homebuying tips


Hire a Professional!

I just met with an electrician to obtain a cost estimate of repairs that were requested by the buyer’s of the home. I was so impressed by this man, and the nature of his professionalism. He knew just what was wrong and how to correct it, in an hour.

How many times have you hired a professional, who will get the job done quickly, to save you, the consumer, monies?
Be sure to check my Business Referral Directory for this professional’s name, along with others, that have passed the professionalism test!

I have signed up for email alerts from the Governor’s office. Here is the latest news!

Governor M. Jodi Rell today announced that the Federal Energy Regulatory Commission (FERC) has confirmed it will investigate the state’s complaint that two energy companies that received more than $50 million in ratepayer money to provide power never delivered the electricity.

“This is a significant step forward for electric customers in Connecticut who will finally get answers as to why the power they paid for was never delivered and where exactly did their hard-earned money go,” Governor Rell said. “I am tremendously pleased that FERC has agreed to investigate our complaint and our demand for ratepayer refunds. The failure to deliver electricity that has been bought and paid for is simply outrageous and comes at a time when families and businesses are doing all they can to make ends meet.”

For more information, please visit http://www.ct.gov/governorrell/cwp/view.asp?A=3675&Q=445630 .

Energy Credits!

Be sure to click on the link above, make sure that you know all of the credits that are available to you on your taxes for 2009 and 2010, that have to do with energy!


Connecticut is Offering Help to Our Homeowners, Facing Foreclosure! (edit/delete)
http://www.ct.gov/governorrell/cwp/view.asp?A=3675&Q=444548 For the full story click on the link! Apparently, our Governor has had a very busy day today. She is mindful of the struggles that the economy has forced upon all of us. This will be a huge benefit to many people who are facing the possibility of losing their homes!

Thank you, Honorable Governor M. Jodi Rell!

Keep up the good work. We appreciate your efforts!

In this economy, did you know that you can, possibly, use the FHA loan program to finance a mortgage on a new purchase of a home? It’s true. There are guidelines that you would need to meet, but, they are pretty standard and easy to meet for most people.

If you have used it before, no problem, you can use it again. The difference is this, you must owner-occupy the property that you have financed with an FHA mortgage. The down payment amount for this type of loan is 3.5%. You can put more down, but, that is the minimum. You can finance the closing costs, usually, depending again, on your specific situation. The FHA rate is one of the lowest rates offered in the market today.

So, don’t wait! Get out and find a home today! Condo, multi-family or single family. They each have different requirements for the loan, so keep an open mind on the type of home that you have dreamed about wanting.

Then, call or email Fran Rokicki, at Fran Rokicki Realty,LLC and let’s get you moving into a new home, and soon! The rates are the best that they have been in a long time! Take advantage of this timing and if, you are a 1st time homebuyer, you might be eligible for the bailout bonus, $8,000, from the US Government!

Contact Fran today!

You’ll Love Working with Fran!

Spring has Sprung!

Buyers are out and about, looking for their new home. With the bailout monies for first time homebuyers offering of $8,000, the bees are coming for the honey! Also, if you haven’t owned a home for the last three years, you, too, can apply for the bailout bonus!

Prices here in our area of Connecticut are dropping. Sellers are anxious to move on to their next home or retirement plan. It’s a perfect fit. Sellers who are motivated to sell and buyers who now, might receive a bonus to buy. Again, it isn’t offered to everyone, just those specific situations of home ownership.

It can be used for a condo, a single family or a multi-family. It is for owner-occupied living space, too. No investing bonus, yet:)

If you know of anyone who may be interested in buying a home and taking advantage of the bailout bonus for 1st time homebuyers, please forward my name and contact information on to them. I will be happy to serve their real estate needs!

Here’s the form, take a look at it:) Then, Call Fran Rokicki! 860-646-3455

With the holidays over, and the new year beginning, this is the perfect time to think about purchasing a new home! The rates are lower than last year. The home prices are lower than last year. Sellers are motivated to go! Real estate is having a good sale! No coupons needed, no special hours of operation. Just get online and start looking at all of the opportunities that you are now offered.

If you are currently living in a small home, now is a good time to move up into that larger home. Your family is growing and the extra space will be needed soon. The larger homes are having a better sale, than the smaller ones are. Start looking today, beat the spring market rush. No matter what the market conditions are, spring sales are always higher.

Contact us today! We are happy to serve any and all of your real estate needs!

Your home is listed. Should you decortate for the holidays? Will it look too crowded or full of “stuff?” I have found that people who are home shopping during the holidays, really do not mind the decorations that adorn the properties inside and/or out. After all, they are probably decorating at their homes, too. Buyers who are looking at homes during this time of year, expect to see your trees, ornaments, lights and more. They may be looking at this time, because of a job or career change. They understand. Baking a nice cranberry bread or apple pie right before a showing, could actually, help the buyer make their decision about your home. I wouldn’t suggest leaving food out for showings, only because some people do have food allergies. To be sure, check with your Realtor.

Gone are most of the overpriced homes. Rates, thank goodness, have remained low. Prices have adjusted nicely in the Greater Hartford and Eastern Connecticut area. If you own a home and are thinking of moving up to a larger home, now is the time. The higher the price is on these homes, it seems to be, that now they will adjust for your offer, because they need to move, also. Get out and start the process! First thing to do is to get yourself pre-approved by a lender. This takes less than a day, if all of your finances are in order and if you have your last two years of income tax returns. If you need a referral to a trusted lender, call Fran Rokicki Realty,LLC. We have a team of professionals ready to serve you!

We have access to thousands of listings for you to look through on the web via our mls system. You can sign up to have 24-7 access and have alerts sent directly to your email, if you choose to.

There are some good properties for sale. Properties that you will be happy to call home! So, get going and make your wish list, then call Fran Rokicki!

You’ll love working with Fran!